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AI CONSENT & INTELLIGENCE USE POLICY Effective Date: September 15th, 2025 Platform: Viapa 1. What This Means Viapa uses artificial intelligence (“AI”) to help you manage your life,…

Title: AI Consent & Artifical Intelligence Use Policy
Date: March 28, 2026

AI CONSENT & INTELLIGENCE USE POLICY

Effective Date: September 15th, 2025

Platform: Viapa

1. What This Means

Viapa uses artificial intelligence (“AI”) to help you manage your life, finances, and spiritual growth.

This page explains:

  • What data we use

  • How AI works in Viapa

  • What we will and will not do

  • Your control over everything

2. How AI Works in Viapa

Viapa’s AI is designed to assist you — not replace your decisions.

It can:

  • Provide recommendations

  • Automate tasks you approve

  • Personalize your experience

  • Generate content (messages, insights, devotionals)

3. What Data May Be Used

Depending on what you enable, Viapa may use:

Personal & Profile Data

  • Name, preferences, language

  • App usage behavior

Financial Data (if connected)

  • Transactions

  • Wallet activity

  • Spending patterns

Faith & Content Data (optional)

  • Devotional activity

  • Prayer requests

  • Spiritual preferences

Activity & Task Data

  • Calendar events

  • Scheduled actions

  • Social posting preferences

4. Your AI Controls (Granular Consent)

You control how AI works for you.

You may enable or disable any of the following at any time:

AI Assistance

Use your data to provide personalized recommendations and responses.

Financial Insights

Analyze your financial activity to suggest budgeting, giving, and spending improvements.

Faith Personalization

Use your spiritual activity to generate tailored devotionals, scriptures, and guidance.

Automation & Actions

Allow Viapa to perform actions (e.g., scheduling, reminders, posting) on your behalf.

5. What AI Will NEVER Do

Viapa is designed with strict boundaries.

We will never:

  • Move money without your explicit approval

  • Share your personal or financial data without authorization

  • Make irreversible decisions on your behalf

  • Override your settings or permissions

6. AI Limitations (Important)

AI is powerful, but not perfect.

  • Responses may not always be accurate

  • Financial insights are suggestions, not professional advice

  • Spiritual content is supportive, not a replacement for personal guidance

👉 You remain fully responsible for decisions made.

7. Data Usage & Privacy

Your data is handled in accordance with:

We:

  • Minimize data collection

  • Use encryption and secure infrastructure

  • Do not sell your personal data

8. Your Rights & Control

At any time, you can:

  • Disable any AI feature

  • Withdraw consent

  • Request deletion of AI-related data

  • View what AI features are active

👉 Turning off AI will stop personalization and automation immediately.

9. Updates to This Policy

We may update this policy as Viapa evolves.

If changes are significant, we will:

  • Notify you clearly

  • Request renewed consent where required

10. Acceptance

By enabling any AI feature, you confirm that:

  • You understand how AI is used

  • You agree to the selected features

  • You retain full control over your data and actions

Austine Itebalumeh – Social Media Specialist

Profile Summary

Austine Itebalumeh is the Social Media Specialist at Viapa AI, shaping the brand’s voice and engagement strategy across global platforms. He develops campaigns that communicate Viapa’s mission and foster authentic user connections.

Core Competencies

– Strategic content development and campaign management
– Community engagement and user feedback
– Analytics and performance optimization
– Cross-team collaboration with design and product units

Professional Philosophy

Austine believes social media is about building conversations, not just broadcasting. His focus is on creating authentic, value-driven content that aligns with Viapa’s vision of human-centered AI.

Williams Omoruyi – Product Designer

Profile Summary

William Omoruyi is a Product Designer at Viapa AI, where he translates advanced AI technologies into intuitive, human-centered designs. He specializes in crafting seamless user experiences across mobile and web platforms.

Core Competencies

– User-centered design, prototyping, and usability testing
– Visual and brand-consistent design across interfaces
– Interaction and motion design to humanize AI
– Scalable design systems for efficient collaboration

Design Philosophy

William believes design should empower users by making AI understandable and inclusive. He ensures every interface builds trust and enhances user experience.

Tofunmi Stephen Adeagbo – Software Engineer

Profile Summary

Tofunmi Adeagbo is a Software Engineer at Viapa AI, responsible for backend logic, APIs, and integrations powering the Viapa Wallet and Espees currency. He ensures platform scalability, reliability, and security.

Core Competencies

– Backend development & secure API design
– Database optimization and management
– Cross-platform engineering (web & mobile)
– Agile development methodologies

Professional Philosophy

Tofunmi believes in writing clean, efficient code that solves real-world problems and improves lives. His goal is to contribute to technology that empowers communities.

Jeffrey Osahon Idehen, M.Sc, MBA

– Cloud Architect

Profile Summary

With over 12 years of IT leadership experience and 10+ global industry certifications, I specialize in architecting scalable fintech, cloud, and AI-driven solutions that deliver measurable impact. My work has generated $10M+ in revenue growth and enhanced financial accessibility for millions worldwide through digital transformation and technical innovation.

As Co-Founder and Chief Cloud Architect, I bring deep expertise in business development, business analysis, and project management, managing multi-million-dollar portfolios and guiding cross-functional teams to deliver solutions that align with business strategy and client needs.

Key Accomplishments:

Fintech Innovation & Scale: Contributed to the Ericsson Wallet Platform, powering 400M+ mobile wallets, processing $40B+ monthly transactions, and enabling digital wallet expansion across 24 countries.

Strategic Technology Leadership: Designed fintech, cloud, and AI solutions that boosted market penetration, optimized operations, and drove revenue growth.

Cloud & AI Integration: Implemented AI-powered strategies and cloud-native solutions that improved automation, efficiency, and customer experience.

Career Trajectory: Advanced from intern to Fintech SME in just 5 years, leading engineering operations, systems integration, and regulatory compliance.

Certifications:
Fintech (HarvardX) • Project Management (MITx) • AI: Business Strategies & Applications (UC Berkeley) • Digital Transformation (UC Berkeley) • Executive Leadership (Oxford Saïd) • CXO Strategies (Cambridge Judge) • Certified Digital Financial Practitioner (Tufts) • PMP (PMI) • CSM (Scrum Institute)

Marian Tolofari – Chief Security Officer (CSO)

Profile Summary

Marian Tolofari leads cybersecurity and compliance at Viapa AI. She brings more than six years of specialized expertise in incident response, threat intelligence, and forensics, with past roles at TCS USA, Comcast, Morgan Stanley, and Xcel Energy.

Key Achievements

– Developed enterprise-grade security frameworks at Fortune 500 companies.
– Led multiple incident response and forensics investigations.
– CEO of Kemafy LLC, delivering IT security consulting and digital transformation services.

Professional Philosophy

Marian is committed to ensuring Viapa’s growth is matched with uncompromising standards of trust, resilience, and compliance. She believes security must be proactive, adaptive, and transparent.

 

I. Kennedy Yinusa – Chief Technology Officer (CTO)

Profile Summary

Kennedy Yinusa is an award-winning AI/ML specialist and technology leader who defines Viapa’s engineering vision. He has over a decade of experience across EdTech, FinTech, InsurTech, and non-profit sectors in the UK, US, Canada, and Africa. Kennedy has delivered multi-agent systems, Retrieval-Augmented Generation pipelines, and multilingual AI solutions adopted at scale.

Recognitions

– Thinkers360 Top 50 in EdTech (2023, 2025)
– Dexie Global Hackathon (3rd place, CoTaskAI)
– Rasa AI Building Challenge (Best New Feature Idea, MailoBot)
– Google Maps Platform award nominee

Professional Philosophy

Kennedy’s mandate at Viapa is to make advanced AI feel natural, private, and dependable, through rigorous architecture, DevOps discipline, and measurable user outcomes.

 

Kenneth James – Chief Executive Officer (CEO)

Profile Summary

Kenneth James is the visionary Founder & CEO of Viapa Ltd, where he leads the mission to build a connected AI-powered ecosystem that unites payments, e-commerce, delivery, transport, and community services through one secure platform. He combines years of experience in cybersecurity, IT consulting, and real estate investment with a passion for solving complex problems through innovative, scalable solutions.

Key Achievements

– Founded Viapa Ltd, launching the first Parallex Bank-backed AI wallet system with Espees digital currency.
– Created Church Connect ERP, a comprehensive global church management system.
– Successfully delivered IT consulting, brand development, and security projects through Kemafy LLC.
– Spearheaded real estate developments, including multifamily residential projects in Colorado.

Leadership Philosophy

Kenneth believes that technology should empower communities, not just enterprises. He is dedicated to building platforms that merge financial inclusion, AI innovation, and human connection.